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Deposit Rates


Rates

This Rate Schedule contains information about interest rates and
annual percentage yields for some of the accounts we offer. Rates and APY's are effective as of 8/25/2008, but are subject to change.
Daily Minimum
Balance
Interest
Rate
APY *
Checking Accounts
Interest NOW
$1,500.00
0.75%
0.75%
President's Choice
$9,000.00
1.54.%
1.55%
President's Star
$100,000.00
1.73%
1.75%
Money Market Accounts
Tier I
$2,500.00
1.88%
1.90%
Tier II
$25,000.00
2.03%
2.05%
Tier III
$50,000.00
2.18%
2.20%
Tier IV
$100,000.00
3.20%
3.25%
Tier V
$500,000.01
3.20%
3.25%
Business
Money Market
$25.000.00
2.27%
2.30%
Certificate of Deposit
**30 Day CD
$500.00
2.47%
2.50%
**90 Day CD
$500.00
2.62%
2.65%
**180 Day CD
$500.00
2.72%
2.75%
**9 Month CD
$500.00
2.62%
2.65%
**365 Day CD ***
$500.00
3.68%
3.75%
**18 Month CD ***
$500.00
4.02%
4.10%
** 24 Month CD
$500.00
3.01%
3.05%
**30 Month CD
$500.00
3.06%
3.10%
**36 Month CD
$500.00
3.15%
3.20%
**48 Month CD
$500.00
3.20%
3.25%
**60 Month CD
$500.00
3.35%
3.40%
**12 Month IRA
$500.00
2.91%
2.95%
**18 Month IRA ***
$500.00
3.68%
3.75%
**24 Month IRA ***
$500.00
4.02%
4.10%
**30 Month IRA
$500.00
3.06%
3.10%
**36 Month IRA
$500.00
3.15%
3.20%
**48 Month IRA
$500.00
3.20%
3.25%
**60 Month IRA
$500.00
3.35%
3.40%
Statements Savings
Savings
$100.00
0.75%
0.75%
Star Savings
$2,500.00
2.47%
2.50%
Copper Classic
$5,000.00
3.44%
3.50%
* Annual Percentage Yield
** A penalty may be imposed for early withdrawal.
*** Requires a checking account to receive rate.
- Rates subject to change after account opening.
- Fees may reduce earnings on accounts.
- Interest is compounded monthly on Money Market, Statement Savings, Interest NOW, and IRA accounts